A CFO for the hours you actually need.

Most owners don't need a full-time finance chief. They need someone senior looking at the numbers every week — catching the cash problem in March instead of finding it in December. That's what this is, billed by the hour, with no contract to sign.

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From $1,000/month · Cancel, pause, or change hours any month.

What lands in your inbox

  • ✓Your books reviewed and signed off every month, on a date you can plan around
  • ✓A short written read on what the numbers actually say
  • ✓Cash position and what's coming, so payroll is never a surprise
  • ✓A standing call to ask the questions you've been sitting on
What you get

Three levels of the same thing: someone senior watching your numbers.

Every level rests on books you can trust, because nothing else works without that. What changes between levels is how far the work goes beyond the books — and how many hours a week you have.

Bookkeeping Review

We don't enter your transactions. Your bookkeeper or your team does that, and we go over the work — catching miscategorizations, missed reconciliations, and the errors that quietly turn into a painful year end. Reviewed by someone who has prepared the tax return at the other end of those books.

Fractional Controller

The bookkeeping review, plus real oversight. Month-end close management, internal controls, cleaner reporting, and a monthly walkthrough of what the statements mean for the quarter ahead.

Fractional CFO

The review and the controller work, plus everything forward-looking. Cash forecasting, pricing and margin analysis, budgeting, hiring and capital decisions, and support when you're talking to a bank or a buyer.

Pricing

Pay for hours, not for a title.

Every tier is the same $240 hourly rate, billed as a flat monthly retainer so your cost is predictable. Move up or down a tier in any month as the work changes, or stop entirely.

Tier one

Bookkeeping Review

About 1 hour per week
$1,000 /month
50 hours a year · $12,000 annually
  • ✓Review of your team's entries — we don't do the data entry
  • ✓Miscategorizations and missed reconciliations caught monthly
  • ✓P&L and balance sheet checked before you rely on them
  • ✓Written notes on what needs correcting
  • ✓Email access for questions
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Tier two · Most common

Fractional Controller

About 5 hours per week
$5,000 /month
250 hours a year · $60,000 annually
  • ✓Everything in Bookkeeping Review
  • ✓Month-end review and close oversight
  • ✓Internal controls and process cleanup
  • ✓Monthly reporting walkthrough call
  • ✓Payroll and AP/AR oversight
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Tier three

Fractional CFO

About 10 hours per week
$10,000 /month
500 hours a year · $120,000 annually
  • ✓Everything in Fractional Controller
  • ✓Rolling cash flow forecast
  • ✓Budgeting and variance analysis
  • ✓Pricing, margin, and hiring analysis
  • ✓Lender, investor, and buyer support
  • ✓Weekly standing call
Book a call

Hours are based on a 50-week year, allowing two weeks off. Retainers are billed monthly in twelve equal payments. There is no contract and no minimum term — change tiers or stop with notice before the next billing date. Seasonal businesses often run higher through their busy months and lower the rest of the year, which is fine.

How it works

No proposal theater.

01

A call, at no cost

Thirty minutes. You tell me where the business is and what's keeping you up. I tell you which tier fits, or that you don't need me yet — which happens.

02

Look at the books

Before anything starts, I go through what you have. If the books need cleanup first, you'll know the scope and the cost before you commit to a retainer.

03

Start the month

A short engagement letter, then we begin. First close usually lands within the first full month, and you'll know the date it's coming.

Who I am

You work with me, not a bench of juniors.

Oganes “Jay” Chimayan

Oganes “Jay” Chimayan

CTEC-Registered Tax Professional · IRS AFSP – Record of Completion

Accountancy degree from CSU Northridge and more than two decades in tax and bookkeeping. I co-founded a CPA firm with my wife, Lusine Boyajyan, CPA, a former Ernst & Young accountant, and grew it for over a decade before exiting. I went on to build and sell an outsourced bookkeeping company, and I still run a practice today.

I have spent most of my career inside the books of small businesses — restaurants, trades, shops, fleets, and professional practices — and I have sat across from a lot of owners at year end explaining what the numbers had been trying to tell them since spring. This service exists so that conversation happens in March instead.

I am not a CPA, and I don't provide audits, reviews, or compilations. What I provide is the financial work most small businesses actually need: accurate books, honest reporting, and someone senior thinking about the cash before it becomes a problem.

Questions

Before you book.

Is there a contract?

No. Engagements run month to month under a short engagement letter that sets out scope and fees. You can move up a tier, move down, pause, or stop, with notice before the next billing date.

Why is the bookkeeping tier priced at the same hourly rate as CFO work?

Because it is the same person doing it, and it is not the same service a bookkeeping firm sells. We do not enter your transactions — your bookkeeper or your team does that. What you are paying for is senior review of their work every week, by someone who has prepared the tax returns those books feed and knows where the errors hide. If what you need is someone to do the data entry itself, a bookkeeping firm will do that well for far less, and I will tell you so on the call.

What if my books are a mess right now?

Common, and not a problem. Cleanup is scoped and quoted separately before any retainer starts, so you know what it costs to get current before you commit to anything ongoing.

Do you do my taxes too?

No. If you already have a CPA or tax preparer, keep them — we do not compete with them, and part of our job is handing them books that make their work easier. If you do not have anyone, we are glad to recommend CPAs in the area we would trust with our own clients.

What software do you work in?

QuickBooks Online and QuickBooks Desktop. If you are on something else, bring it up on the call and I will tell you honestly whether it is a fit.

What happens in a month where I need more hours?

Move up a tier for that month and back down after. Seasonal businesses do this routinely — heavier through the busy stretch, lighter the rest of the year. Nothing needs renegotiating.

Are you a CPA firm?

No. Outsourced CFO Help is a DBA of Tax Practice Consulting, Inc., which is not a CPA firm and does not provide attest services — audits, reviews, or compilations. If your bank or investor requires attested financials, you need a licensed CPA firm for that piece, and I will say so rather than take the work.

What a CFO Actually Does

And whether your business needs one
Free · 7 pages · PDF
Free guide

Not ready for a call? Start here.

A short, plain guide to what a CFO actually does, why most owners end up flying blind, and which of the three levels a business your size needs. It ends with a twelve-point check you can run against your own books in ten minutes.

  • ✓No jargon, no tax law, nothing that expires
  • ✓The twelve-point check, with a scoring guide
  • ✓An honest answer on whether you need help at all

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Find out if this is worth your money.

Thirty minutes, no cost, no pitch deck. If a retainer isn't the right call for where your business is, I'll tell you that on the phone.

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